Who is DPL:

DPL Financial Partners is an insurance network for RIAs, providing easy access to low-cost, commission-free insurance products. In addition to their products, they provide expert advice and education so fiduciary, Fee-Only advisors can leverage the benefits of these products for their clients.

Wealthcare is a member of DPL, and with us as members, our advisors can expect at no additional cost to you:

• Unlimited access to DPL’s team of expert consultants for insurance analysis and product recommendations.
• Access to low-cost, commission-free insurance products from some of the nation’s top carriers.
• Ability to offer insurance products to your clients utilizing DPL’s licenses.
•DPL Consultant signs as executing agent.
•Advisor retains and manages client assets by being placed on the policy with limited power of attorney.
• Client suitability call performed by a DPL Consultant.
• Analysis of your clients’ current annuity and life insurance holdings.
• Concierge Service, where DPL will assist with client paperwork.
• Assistance with advisory fee billing with each carrier.
• Training on carrier’s website once policy is issued.
• Access to member content and webinars.

Contact our DPL consultant Nicole Benz for more information or call her at 502-242-8925.

ADVISOR BENEFITS

Advisor Benefits:

Commission-driven distribution of insurance has made annuities and life products untouchable for fiduciary advisors, until now. DPL Financial Partners works with carriers to remove commissions from insurance. When commissions are removed, products can be repriced, allowing advisors to deliver greater value and benefits to clients as part of a comprehensive financial planning process.

3 ways DPL works with advisors:

1. Use Insurance in a Portfolio

2. Evaluate Existing Policies

3. Fulfill Financial Plans

Register below to get access to:

product pages, webinars, videos, whitepapers, calculators

www.dplfp.com

Our CRD # is 111119

ADVISOR COLLATERAL

08/24/2020 Practice Management Call Slides and Recording

Password: WCM_2020

CLIENT COLLATERAL

Client Benefits:

Repurposing Existing Annuities:

  • Use an Annuity for Accumulation – Investment-Only VA
  • Use an Annuity to Generate Guaranteed Lifetime Income
  • Use an Annuity to Recover from Market Volatility
  • Use an Annuity as a Fixed Income Allocation

Client Email Scripting:

Dear <Client>,

As a fiduciary, your financial advisor is committed to helping you find solutions that are best suited to you and your financial goals. To better serve you, (RIA firm name) has recently joined with DPL Financial Partners, an insurance network that offers low-cost, commission-free insurance from some of the country’s leading insurance companies. As a client of (RIA firm name), you now have access to a range of value-focused annuities and life insurance products, as well as experienced, licensed product professionals through DPL.

Here’s why this is important for you – for many years, “no-load” investment products (products that don’t pay sales commissions) have been available for your fiduciary advisor, however, insurance products have generally remained commission-based.

Commissions are problematic for a couple of reasons: 1) they drive up product prices and reduce benefits, and, 2) commissions create a conflict of interest between the insurance sales person (who gets paid a commission on each sale) and the client (you).

Now, there are low-cost, commission-free insurance products available to you that can deliver important benefits when used appropriately in a holistic financial plan, including:

  • Guaranteed lifetime income*
  • Principal protection from market downturns
  • Life insurance
  • Tax deferral
  • Legacy planning

Contact your financial advisor at (firm name) to learn more about DPL and how we can deliver commission-free insurance solutions as part of the financial planning process.

Sincerely,

<Advisor Name>